Privacy Policy

1. Data Controller

The data controller for this app is:

Ralf Lohrmann
Heilbronner Strasse 9
73728 Esslingen, Germany
Email: geldtracker.contact@gmail.com

2. What Data Do We Collect?

Geldtracker stores the following data exclusively on your device:

• Transactions (income and expenses)
• Categories
• Recurring payments
• Savings goals
• Budgets
• App settings

When using the group feature, the following additional data is synchronized via iCloud:

• iCloud user ID
• Group transactions and balances

3. Local Data Storage

Your personal financial data is stored exclusively on your device. We have no access to this data.

Passwords are securely stored in the iOS Keychain and are protected by the operating system.

4. iCloud Services

When you use the group feature, we use Apple iCloud:

• iCloud: For synchronizing group data

Data is stored on Apple servers. For more information, see Apple's Privacy Policy.

5. Backup & Export

You can export your data as a JSON file at any time. This file contains all your local transactions and settings.

The exported file is not encrypted. Please store it securely.

6. Your Rights (GDPR)

You have the following rights regarding your data:

• Right of access: You can view all your data at any time via the export function
• Right to erasure: You can delete your data at any time in the settings
• Right to data portability: Use the backup function to export
• Right to object: You can disable the group feature at any time

7. No Third-Party Sharing

We do not sell or share your data with third parties. Exception: The technically necessary transfer to iCloud when using the group feature.

8. No Tracking or Advertising

This app does not use tracking services and does not display advertising. We do not collect usage statistics.

9. Changes

This privacy policy may be updated occasionally. You can always find the current version in the app and on this website.

10. Contact

If you have questions about privacy, you can reach us at:

geldtracker.contact@gmail.com